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    AI billing / accounts receivable automation
    Freemium
    Free Trial
    Sponsored

    JustPaid

    AI billing / accounts receivable automation

    JustPaid is a Y Combinator-backed AI revenue automation platform for B2B companies. Its AI agent reads contracts, extracts billing terms, generates invoices, reconciles payments from Stripe/QuickBooks/banks, sends AI-powered collection reminders, and provides cash-flow forecasting with ASC 606/IFRS 15 compliance. Targets startups and mid-market finance teams replacing manual AR workflows.

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    Alternatives & similar tools

    Related picks from editorial notes.

    Also mentioned

    • Maxio (Chargify)
    • Chargebee
    • Stripe Billing

    Features & details

    Full overview from our catalog (read-only reference).

    Category (short)
    AI billing / accounts receivable automation
    Category
    AI billing / accounts receivable automation
    Pricing (CSV)
    Free Trial
    Directory pricing
    Freemium
    Sponsored note
    no
    Target audience
    B2B startups from seed to Series B needing automated billing infrastructure, Fractional CFOs managing AR across multiple client companies, Finance teams outgrowing Stripe Invoicing or manual QuickBooks workflows, Not ideal for: B2C subscription businesses, companies under $100K ARR, or teams needing full ERP replacement
    Best for
    B2B startups from seed to Series B needing automated billing infrastructure, Fractional CFOs managing AR across multiple client companies, Finance teams outgrowing Stripe Invoicing or manual QuickBooks workflows, Not ideal for: B2C subscription businesses, companies under $100K ARR, or teams needing full ERP replacement
    Pricing notes
    Startup (Free): up to $100K annual revenue — AI invoicing, contract extraction, 1 entity (justpaid.ai/pricing, verified July 2026). Starter: $499/mo annual ($624/mo monthly) — up to $1M ARR, 3 entities. Growth: $999/mo annual ($1,249 monthly) — up to $5M ARR, unlimited entities. Scale: $1,999/mo annual — up to $10M ARR, SSO/SAML. Professional: $2,999/mo annual — up to $50M ARR. Enterprise: custom — $50M+ ARR. Plans auto-adjust based on revenue. Annual saves 20%.

    Pros & cons

    Editorial notes to help compare fit before opening the vendor site.

    Pros

    • Free tier for startups under $100K ARR lowers adoption barrier
    • AI contract extraction eliminates manual billing term entry
    • Revenue-based pricing scales naturally with company growth
    • Fast deployment (days) versus legacy billing platforms (months)
    • ASC 606/IFRS 15 compliance built in for finance teams

    Cons

    • Revenue caps trigger automatic plan upgrades that can surprise finance teams
    • Enterprise-grade features (SSO, custom integrations) require Scale tier ($1,999/mo)
    • Less mature than Chargebee/Zuora for complex enterprise billing scenarios
    • Monthly billing ~25% premium over annual commitment
    • Newer platform with smaller integration ecosystem than incumbents

    Review notes

    Context from the listing review and editorial research.

    JustPaid positions as the modern alternative to Zuora — days-to-deploy versus months, fraction of the cost. YC backing and free tier for early startups lower adoption friction. Users praise contract-to-invoice automation; product still maturing versus entrenched billing platforms. Revenue-based pricing aligns incentives but surprises companies crossing tier thresholds. Strong for B2B SaaS; less proven for complex enterprise billing.

    Extended features

    In-depth description and capability notes.

    AI contract extraction — Claude-powered parsing of billing terms from uploaded contracts Automated invoicing — Generates and sends invoices on contract-defined schedules Payment reconciliation — Matches incoming payments across Stripe, banks, and QuickBooks AI collection reminders — Customizable dunning messages for overdue accounts Cash-flow forecasting — Real-time AR aging, analytics, and revenue predictions Usage-based billing — Supports tiered, usage, and hybrid pricing model invoicing ASC 606 / IFRS 15 compliance — Revenue recognition standards built into workflows

    Use cases

    JustPaid fits B2B finance teams and fractional CFOs drowning in manual invoicing, payment chasing, and contract-to-cash reconciliation. Automating invoice generation from signed sales contracts AR collections and overdue payment follow-up without manual emails Multi-entity billing for startups with complex contract structures Cash-flow forecasting for board reporting and runway planning Replacing legacy billing tools (Zuora, Chargebee) at lower cost